Compare Personal Checking Accounts

Whether you are looking to switch banks or start a new checking account, West Gate Bank® offers a variety of accounts to fit your financial needs.

As a local community bank, we reinvest your deposits into the communities we serve. When you choose West Gate Bank, you get a great account with great service, and help the community flourish.

At a glance

Every new personal checking account includes:
*Other institutions may impose a fee for the use of their ATMs.

Interested in a new checking account?

Answer a few questions and we'll help you find the right fit!

Or take a look at our account options, highlighted below:

Up arrow iconearn high interest 
An account for those interested in higher interest!
  • No monthly service charge
  • No minimum balance
  • Earn high interest every month you meet qualifications*
  • Only $10 to open account
  • View rates

Percent icon5.00% Cash Back on everyday purchases

Cash Back Checking

Earn cash back on your everyday debit card purchases!
  • No monthly service charge
  • No minimum balance
  • Get 5.00% cash back on up to $200 a month in debit card purchases
  • Only $10 to open account
  • View rates




Heart icon Interest perk
A free account that pays!
  • No monthly service charge
  • $1,500 minimum balance ($6 fee imposed every statement cycle if balance falls below $1,500 any day of the statement cycle)
  • Interest paid on all balances, calculated using daily balance method, and paid monthly
  • Only $10 to open account
  • View rates
Smiley face icon no minimum balance

Completely Free Checking

A free account for everyone!

  • No monthly service charge
  • No minimum balance
  • Only $10 to open account








Sparkle icon no overdraft fees
A debit card only account with no risk of an overdraft fee!
  • No minimum balance
  • Free eStatements or only $2 per month with paper statements
  • Only $10 to open account
  • By offering The Green Account, we are proud to be part of the Bank On movement, working to expand banking access and connecting people to the financial mainstream in Nebraska.
Bank On certified account badge for "The Green Account."
















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Overdraft Privilege

Want to protect your checking account from accidental overdrafts? Overdraft Privilege (ODP) is designed to help you avoid high charges from merchants for returned checks and to spare you from the hassle of denied purchases and dishonored checks.

In the event of an accidental overdraft from your checking account, Overdraft Privilege can help. Instead of automatically returning unpaid, insufficient fund items (checks, etc.) that you may have, West Gate Bank will consider, without obligation on our part, payment of your reasonable overdrafts.*

To verify or change your status for ODP, please contact your nearest branch.

*See bank for details.






Keep exploring

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