FHA Loan

Low down payment and competitive rates.

man and woman with moving boxes



















Exterior of a home.

Buy a nice home without saving a small fortune

FHA loans are insured by the Federal Housing Administration and offer accessible down payment and credit requirements to purchase or refinance your home.

  • Great for first-time homebuyers and people with less than perfect credit
  • Low down payments of as little as 3.5%, which may be gifted
  • Higher seller concessions allowed to lower your closing costs
  • Loans are serviced by West Gate Bank® Mortgage Servicing
  • A West Gate Bank loan officer will guide you through the process. Contact a loan officer to discuss your FHA loan options.