Deposit Account Rates
View Current Rates
Effective Date:
Checking Accounts
| Account | Minimum* | Interest Rate | APY** |
|---|---|---|---|
| Completely Free Checking | $10.00 | No Interest | No Interest |
| Interest Checking | $10.00 | .25% | .25% |
| Platinum Interest Checking | $10.00 | .50% | .50% |
| The Green Account | $10.00 | No Interest | No Interest |
| Business Interest Checking | $50.00 | .25% | .25% |
The Annual Percentage Yield (APY) may change on Interest Bearing Checking Accounts after account opening. Fees could reduce earnings.
*Minimum = Minimum deposit required to open an account. Annual Percentage Yield (APY) obtained on all balances. Fee may be assessed on account if balance falls below required minimum. See account type for details.
**The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce the earnings and APY.
All rates are subject to change without notice. Call 402-434-3456 for current information.
Money Market Accounts
| Minimum* | Balance Tier | Interest Rate | APY** |
|---|---|---|---|
| $10.00 | $0.00-$49,999.99 | .75% | .75% |
| $10.00 | $50,000.00-$99,999.99 | 1.00% | 1.00% |
| $10.00 | $100,000.00-$249,999.99 | 1.25% | 1.26% |
| $10.00 | $250,000.00-$499,999.99 | 1.50% | 1.51% |
| $10.00 | $500,000.00-$999,999.99 | 2.00% | 2.02% |
| $10.00 | $1,000,000.00 and Above | 2.50% | 2.53% |
The Annual Percentage Yield (APY) may change on Money Market Accounts after account opening. Fees could reduce earnings.
*Minimum = Minimum balance required to open an account. Annual Percentage Yield (APY) obtained on all balances. Fee may be assessed on account if balance falls below required minimum. See account type for details.
**The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce the earnings and APY.
All rates are subject to change without notice. Call 402.434.3456 for current information.
Savings Account
| Term | Minimum* | Interest Rate | APY** |
|---|---|---|---|
| Regular Savings | $10.00 | .50% | .50% |
The Annual Percentage Yield (APY) may change on Savings Accounts after account opening. Fees could reduce earnings.
*Minimum = Minimum balance required to open an account. Annual Percentage Yield (APY) obtained on all balances. Fee may be assessed on account if balance falls below required minimum. See account type for details.
**The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce the earnings and APY.
All rates are subject to change without notice. Call 402.434.3456 for current information.
Health Savings Account
| Term | Minimum* | Interest Rate | APY** |
|---|---|---|---|
| Health Savings Account^ | $0 | 1.00% | 1.00% |
The Annual Percentage Yield (APY) may change on Savings Accounts after account opening. Fees could reduce earnings.
*Minimum = Minimum balance required to open an account. Annual Percentage Yield (APY) obtained on all balances. Fee may be assessed on account if balance falls below required minimum. See account type for details.
**The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce the earnings and APY.
^Rate disclosed is for customers with a West Gate Bank® checking account with direct deposit. APY will be .50% less without a West Gate Bank checking account
All rates are subject to change without notice. Call 402.434.3456 for current information.
Certificates of Deposit & IRA's
| Term | Minimum* | Interest Rateˆ | APY** | How to Apply |
|---|---|---|---|---|
| 6 Month | $1,000.00 | 3.75% | 3.80% | Open Online |
| 12 Month | $1,000.00 | 3.25% | 3.29% | Open Online |
| 18 Month | $1,000.00 | 2.50% | 2.52% | Visit a branch |
| 24 Month | $1,000.00 | 2.25% | 2.27% | Open Online |
| 36 Month | $1,000.00 | 2.25% | 2.27% | Visit a branch |
| 48 Month | $1,000.00 | 2.25% | 2.27% | Visit a branch |
| 60 Month | $1,000.00 | 2.25% | 2.27% | Visit a branch |
| No Term IRA | $10.00 | 3.75% | 3.80% | Visit a branch |
The Annual Percentage Yield (APY) may change if not held to maturity. Fees could reduce earnings.
^Rate disclosed is for customers of West Gate Bank with Certificate of Deposit balances below $250,000. Add 0.25% to interest rate for balances at or over $250,000.00, No Term IRA excluded.
The penalty structure for early withdrawal on CDs is as follows: Twelve months interest earned or not, regardless of term.
*Minimum = Minimum balance required to open an account. Annual Percentage Yield (APY) obtained on all balances.
**The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce the earnings and APY.
All rates are subject to change without notice. Call 402.434.3456 for current information.