USDA Rural Development Loans
Finance a home in a rural area or certain suburbs
These consumer-friendly loans are government-backed loans geared to low-income and moderate-income families. Your home must be located in an eligible rural or suburban area and is subject to income limits.
- No down payment requirement
- Relaxed credit requirements
- Check your property's status using the USDA Eligibility Map to see if your family and the home you would like to purchase are eligible for this financing
- Loans are serviced by West Gate Bank® Mortgage Servicing
- A West Gate Bank loan officer will guide you through the process. Contact a loan officer to discuss your USDA loan options.