USDA Rural Development Loans

Settle into a place that truly feels like home.





















areal view of a suburban neighborhood

Finance a home in a rural area or certain suburbs

These consumer-friendly loans are government-backed loans geared to low-income and moderate-income families. Your home must be located in an eligible rural or suburban area and is subject to income limits.

  • No down payment requirement
  • Relaxed credit requirements
  • Check your property's status using the USDA Eligibility Map to see if your family and the home you would like to purchase are eligible for this financing
  • Loans are serviced by West Gate Bank® Mortgage Servicing
  • A West Gate Bank loan officer will guide you through the process. Contact a loan officer to discuss your USDA loan options.